A young pup🤣🤣. I dont think the bank would be interested. I couldn't afford to do it on benefits. I could go self employed at the job centre. They have a self employment coach, but i still need a customer base and to advertise the ladies and would need a business plan. Ive used all my savings up over 3 years
You don't need a bank and you can get started for as little as $500 upfront. That's to make your first one for your ads. Then you start up a seller site on Etsy and Ebay. Your product on day one is made to order which means the customer know they will have to wait a month - give or take a week or so during which time you buy the material and make the doll. It may take a week or two to get your first order and the after that maybe one or two a day until people find you. But that's your initial capacity anyway. You can advertise on doll forums too.
If job center does not consider selling stuff on ebay (like hobby selling) a business, then this size business is just additional beer money, not a livelihood and not affect your benefits. If it doesn't work out, you lost a few hundred dollars at most but if it takes off, which may take a year or two, then you have at least some financial security.
You are already well known on this forum, it shouldn't be that difficult to find your first customers and/or silent partner/investor here.
As I said several times on different threads, Holly cost me $350 total in material, taxes, and shipping and 2 hours to put together - to stuff and attach her head which required no mods or extra work). I can help you with your first one.